loanwolf.ca
Affiliate Disclosure
loanwolf.ca is free to use. We are paid by lenders and matching partners when a reader takes up a product through our links. Here is exactly how that works.
How we are paid
When you click through to a lender or partner from this site and take up a product, that party may pay us a commission. This is called an affiliate or referral arrangement.
The commission is paid by the lender or partner out of its own margin. It does not increase the rate, the fees or the total cost you pay.
How we mark it
Every outbound commercial link on this site is marked as sponsored at the link level, carries a visible disclosure next to it, and opens in a new tab so you always know you are leaving loanwolf.ca.
Where a page contains a commercial link, the disclosure appears on that page. We do not bury it.
What commissions do not change
Editorial content is not written to favour the highest payer. We do not rank lenders by commission, and we do not publish ratings we have not earned the right to publish. Where we describe a product's drawbacks — a prepayment penalty, a higher rate for damaged credit, the risk of securing debt against a home — we say so regardless of whether the page is monetised.
No amount, term or rate next to a link
We do not state a loan amount, a term or a rate as the offer attached to an affiliate link-out. Any rate or payment discussed on this site is general information about how a product works, not a quoted offer. The terms that apply to you are the ones the lender gives you in writing.
Find out what you qualify for
One short form, passed to a licensed lender or matching partner. Free, with no obligation to accept an offer.
loanwolf.ca is not a lender. We do not make credit decisions, set rates, or guarantee approval. The lowest rates are only available to the most qualified applicants.
Frequently asked questions
Does it cost me more if I use your links?
No. The commission is paid by the lender or partner and does not change the rate, the fees or the total cost of borrowing you are offered.
Do you only link to lenders who pay you?
We link to regulators, government sources and non-commercial references throughout the site. Where we link to a commercial partner, it is because it is a relevant live offer, and it is disclosed as such.