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Canadian Borrowing Reference

Reference pages on Canadian borrowing rules: payday loan caps by province, the criminal rate of interest, credit reporting and cost comparisons.

Payday loan cost limits by province The maximum permitted cost of borrowing for a licensed payday loan, province by province, against the federal $14 per $100 cap. Criminal rate of interest The 35% criminal rate of interest in the Criminal Code, how it is calculated, and the payday lending exception. Credit reporting in Canada How Equifax and TransUnion collect and report credit information, how long entries stay, and how to get your free report. Borrowing costs compared How the main forms of Canadian consumer credit compare on cost, structure and risk, from credit cards through to payday loans.

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loanwolf.ca is not a lender. We do not make credit decisions, set rates, or guarantee approval. The lowest rates are only available to the most qualified applicants.