loanwolf.ca

Terms of Service

By using loanwolf.ca you accept these terms. They are short, and the important parts are that we are not a lender and that this site is information, not advice.

The service

loanwolf.ca provides general information about borrowing in Canada and, where you choose to submit a request, passes that request to licensed lenders and matching partners. We are not a lender, we do not make credit decisions, and we do not guarantee that any request will result in an offer.

No advice

Nothing on this site is financial, legal, tax, accounting or credit advice. We do not know your circumstances. Content is general in nature and may not be suitable for your situation. Talk to a qualified professional before making a significant financial decision.

Accuracy and change

Rates, fees, caps, limits, programs and lender criteria change, and they vary by province and by lender. We date our content and cite our sources, but we cannot warrant that every figure is current at the moment you read it. Always confirm terms in writing with the lender before you sign anything.

Third-party sites

We link to lenders, partners, regulators and other third parties. We do not control those sites and we are not responsible for their content, their products or their handling of your information. A link is not an endorsement of a specific product.

Affiliate relationships

We may be paid a commission when you click through to a lender or partner and take up a product. We disclose this on the pages that contain those links. It does not change the price you pay.

Limitation of liability

To the fullest extent permitted by law, loanwolf.ca is not liable for losses arising from reliance on the general information published here, or from your dealings with a lender or partner. Nothing in these terms limits rights you have under applicable Canadian consumer protection law.

Find out what you qualify for

One short form, passed to a licensed lender or matching partner. Free, with no obligation to accept an offer.

Check your rate

loanwolf.ca is not a lender. We do not make credit decisions, set rates, or guarantee approval. The lowest rates are only available to the most qualified applicants.

Frequently asked questions

Does submitting a request obligate me to accept an offer?

No. There is no obligation to accept anything a lender offers, and using the site is free.

Do these terms limit my consumer rights?

No. Nothing in these terms removes rights you have under applicable Canadian consumer protection or privacy legislation.